PERSONAL ACCOUNTS

Expert guidance to help transfer your funds globally.

Overseas property

Buying or selling property overseas can feel daunting. We help you get a great exchange rate with dedicated support so your international payment goes through smoothly.

Luxury purchases

From yachts to art, watches to wine. Our competitive exchange rates ensure your high-ticket item doesn’t cost more than it needs to.

Working abroad

Transferring salary payments or covering living costs? Our multi-currency account allows you to collect up to 34 different currencies. Then simply exchange and wire funds anywhere in the world.

We know what's important

Personal service

Call us old-fashioned, but we prefer real client relationships, not online chatbots and generic customer service teams.

One-on-one dedicated account management

Expert market advice to make sure you’re buying currency at the right time and the right price.

Phone, email or WhatsApp, we’re easily accessible and always happy to speak with our clients.

Bank-beating exchange rates

We work tirelessly to ensure our exchange rates consistently beat our competitors.

Clients typically experience significant savings with us vs the bank

You’re always quoted the exchange rate before you book a trade, so you know the full cost before proceeding.

We heavily rely on word of mouth and recommendations. It’s in our best interest to save you money to boost our reputation.

Fund safety

The safety of your money is of utmost importance to us. Any client funds that haven’t been exchanged and sent by the end of the day are stored in safeguarded accounts held securely with Barclays and not mixed with wider company funds.

Experience our advanced FX services knowing your money is safely stored with a tier 1 bank.

Your funds aren’t used for anything else, other than your payments.

Even if something was to happen to Reciprocal your funds wouldn’t be lost.

Speed

Banks may be fast for UK-based payments, but they’re known for being sluggish with international payments.

Banks can take up to five days just to exchange and send your payment.

The majority of our payments are exchanged and sent within hours, arriving with your recipient reliably on time.

We provide email confirmation once the payment has been sent, so you’re updated with your payment progress.

Get in touch

Reach out to us at personal@reciprocal.cc to tell us your payment needs.

We help businesses, individuals and charities transfer funds globally, offering a truly unique, reward-centric solution with a dual commitment. Making your international payments better for you and better for our planet.

Reciprocal Payments Limited. Company registered in England and Wales No. 15217588

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UK +44 (0)20 3026 2414

info@reciprocal.cc

124 City Road, London, EC1V 2NX

Payment services are provided by Equals Connect Limited, registered in England and Wales (registered no. 07131446). Registered Office: Vintners’ Place, 68 Upper Thames St, London, EC4V 3BJ. Equals Connect Limited are authorised by the Financial Conduct Authority to provide payment services (FRN: 671508)

Payment services for Reciprocal Payments Limited are provided by Sciopay Ltd. Sciopay Ltd is a company incorporated in England & Wales. Registration No: 12352935. Sciopay Ltd is licensed and regulated by HMRC as a Money Service Business (MSB). License No: XCML00000151326. Sciopay Ltd is authorised by the Financial Conduct Authority as an Authorised Payment Institution. Firm Reference Number: 927951