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YOUR NEXT 
CHAPTER

Whether you are buying a holiday home or relocating abroad, we make moving your money simple.

Why our clients choose us...

Get more for your money

We offer better exchange rates than traditional high street banks. Therefore, more of your money goes towards your property when buying, or back in your pocket when selling, not into the bank’s profits.

Fast international transfers

Unlike banks, who often take over a week to get your international payment to your recipient, our payments are processed within hours, and depending on the destination and currency, typically arrive the same day or by the next working day.

Regulated and secure

All payments are processed through our FCA-regulated providers, giving you complete visibility at every stage. You will receive automated email updates when we receive your settlement funds and again once the payment has been sent to your recipient.

Expert support when you need it

No AI chatbots or large generic support teams in another country. You get direct access to an experienced relationship manager to handle all your payment needs.

Can we help you find property abroad?

Short answer. Yes!

We personally speak with and, if we can, meet with all our property partners to ensure they have the knowledge and experience of the areas they cover. We are slowly and carefully building relationships with more property professionals to expand the regions available to our clients. We feel these relationships should not be rushed, as we aim to provide quality over quantity.

Our property partners

If you would like an introduction to one of our property partners, please speak with your relationship manager. 

Ricardo Vieira

Region: Aljarafe and Costa de la Luz, Andalucia, Spain.

Ricardo has an exclusive network of contacts across the real estate and construction sectors in the Andalucía region. Fluent in multiple languages, including English, he combines market insight with a deep understanding of pricing, demand, and supply trends. He works closely with both buyers and sellers to ensure a smooth and successful experience for all parties

Marilena Narbona & Jill Bennet - The Mallorca Home Hunters

Region: Mallorca, Balearic Islands, Spain.

Marilena and Jill provide a complete property buying service in Mallorca, starting with an in-depth consultation and a detailed report covering property options, locations, market trends, values and investment opportunities. They arrange and host private viewings, both virtual and in-person.

They take care of all the logistics, including transport and accommodation if needed. Clients also receive a personalised resource guide with tailored support on schools, healthcare, amenities, language, community integration and introductions to trusted local specialists and suppliers, ensuring a smooth transition into life in Mallorca
We’re a multi-award-winning financial services brokerage providing FX international payment solutions for businesses, charities, and individuals. Our clients earn cashback on every currency exchange through our unique reward scheme. We also offer a range of working capital solutions to help businesses access the funding they need to grow.

Reciprocal Payments Limited. Company registered in England and Wales No. 15217588
UK +44 (0)20 3026 2414
124 City Road, London, EC1V 2NX
Payment services are FCA-Regulated and provided by Equals Money PLC, registered in England and Wales (no. 05539698). Registered Office: Vintners’ Place, 68 Upper Thames St, London, EC4V 3BJ. Equals Money PLC is authorised by the Financial Conduct Authority to provide payment services (FRN: 488396).

Foreign Exchange and Payment Services for customers introduced by Reciprocal to Sciopay Ltd are provided solely by Sciopay Ltd. Sciopay Ltd is a company incorporated in England & Wales with Registration No: 12352935. Sciopay Ltd is licensed and regulated by HMRC as a Money Service Business (MSB) with Licence No: XCML00000151326. Sciopay Ltd is authorised by the Financial Conduct Authority as an Authorised Payment Institution with Firm Reference Number: 927951

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