Personal Our capabilities Commercial notes Send money globally From paying overseas invoices to moving money between accounts. Save money with our competitive exchange rates and earn cashback on every conversion. Fast, cost-effective international transfers. Your payments move more than money. Personal Learn More Commercial notes LIMIT YOUR RISK When exchange rates move, it’s not always in your favour. Even small shifts in price can affect your bottom line. We help bring stability to your international payments by introducing tried and tested methods. Currency markets are unpredictable; using the right safeguards protects your business. Top: personal Receive Money commercial notes GLOBAL CURRENCY ACCOUNT Go global without the hassle. With a single multi-currency IBAN, you can collect payments in your client’s local currency, making it easier for them to pay, strengthening relationships, and giving you full control over when to exchange. One account, over 30 currencies Spiced cinnamon, blood orange Heart: Smoked cedar, vetiver Base: Amber, tonka bean
 personal get funding commercial BUSINESS FINANCE With access to over 200 specialist lenders to secure fast, flexible funding. From business loans to invoice finance and much more, we deliver tailored solutions with quick decisions and rapid payouts. Secure funds now, spread the cost for later. Green bergamot, crushed mint Oakmoss, sandalwood
 personal Security practices commercial Security & regulation Reciprocal is a multi-award-winning brokerage, partnered with FCA-regulated providers. Client funds are safeguarded in segregated accounts with tier-one banks and protected by strict compliance protocols. Keeping your money safe. Green bergamot, crushed mint Oakmoss, sandalwood
 Learn More personal commercial Let’s get started Begin Your Journey with Reciprocal. reciprocal logo
We’re a multi-award-winning financial services brokerage providing FX international payment solutions for businesses, charities, and individuals. Our clients earn cashback on every currency exchange through our unique reward scheme. We also offer a range of working capital solutions to help businesses access the funding they need to grow.

Reciprocal Payments Limited. Company registered in England and Wales No. 15217588
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UK +44 (0)20 3026 2414
124 City Road, London, EC1V 2NX
Payment services are FCA-Regulated and provided by Equals Money PLC, registered in England and Wales (no. 05539698). Registered Office: Vintners’ Place, 68 Upper Thames St, London, EC4V 3BJ. Equals Money PLC is authorised by the Financial Conduct Authority to provide payment services (FRN: 488396).

Foreign Exchange and Payment Services for customers introduced by Reciprocal to Sciopay Ltd are provided solely by Sciopay Ltd. Sciopay Ltd is a company incorporated in England & Wales with Registration No: 12352935. Sciopay Ltd is licensed and regulated by HMRC as a Money Service Business (MSB) with Licence No: XCML00000151326. Sciopay Ltd is authorised by the Financial Conduct Authority as an Authorised Payment Institution with Firm Reference Number: 927951

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